This assignment includes 2 essays (parts);
PART 1) In 300 words Evaluate the budget attached and cover the topics below in a Word document.
Am I living within my means? Does my income cover my expenses? Do I have enough income to pay my bills?
Am I financially independent from my family?
Do I have an emergency fund?
Am I saving enough for retirement in my budgets/planning?
Do I have enough to start giving financially to others?
Part 2: Following your written budget evaluation, include with your Word document a reflection of 200-300 words responding to the following questions:
How will you save for your future? What types of investment products could help you reach your goals? How will you/do you research investment opportunities?
In the future, how will you manage your credit? How will you determine when/how to borrow?
Submit your budget in Excel along with the evaluation of your budget and reflection of it in Word.
The purpose of this assignment is to analyze an annual Securities and Exchange Commission (SEC) report and perform research in order to evaluate the financial strength, efficiency, and effectiveness of an organization.
PART 2 (600 words); Select a publicly traded company
Find the company’s 10-k in the Securities and Exchange Commission’s website (SEC.gov).
Read and analyze the "Management Discussions and Analysis of Financial Condition and Results of Operations" and "Financial Statements and Supplementary Data" sections of your selected company’s annual report (10k). Other sources of information include the company’s website or news publications.
Based on the information in the company’s financial statements, calculate one relevant ratio from each of the following five categories, providing a comparison (trend, cross-sectional, or industry comparative analysis):
Liquidity
Asset management
Financial leverage
Profitability
Market value
Using your ratios and research, write a 600 word analysis providing an assessment of the following items:
Include the company’s challenges, strategies, growth plans, product changes, and mission statement alignment.
Discuss recent trends in the company’s stock price.
Evaluate the overall financial strength of the company.
Based on your findings, provide an evaluation of the efficiency and effectiveness of the organization.
Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center.
This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.
You are required to submit this assignment to LopesWrite. A link to the LopesWrite technical support articles is located in Class Resources if you need assistance.
Benchmark Information
This benchmark assignment assesses the following programmatic competencies:
3.1: Use financial statements in order to evaluate the efficiency and effectiveness of an organization.
5.3: Evaluate budgeting and accounting reports to determine the financial strength of an organization or financial proposal.
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