You’re reviewing your homeowner’s insurance policy to identify perils. Which one of the following might be listed in that section of the policy?
08187800 : LESSON 4 MANAGING INSURANCE NEEDS
Lesson 4 Managing Insurance Needs 08187800
MULTIPLE CHOICE
1.
You have a parent who may need nursing care at some time in the
future. You know the health insurance policy doesn’t cover such
expenses and that Medicare coverage is limited. You should consider
2.
You’re the sole source of income for your family and your job requires
you to be in good physical condition. You’re concerned that an injury
could prevent you from performing your work. You should consider
3.
You’re reviewing your homeowner’s insurance policy to identify perils.
Which one of the following might be listed in that section of the
policy?
4. You’ve elected to purchase a participating policy and will therefore have the potential to receive
5. The settlement option chosen by most beneficiaries is
6. The least expensive form of permanent insurance protection is
7. Commonly, surgical expenses are covered on the basis of
8.
Even though your insurance company issued you a policy after reviewing
your application for insurance, it can still withdraw the policy for
certain reasons if the _______ clause is in the policy.
9. The best way to determine if you need life insurance and how much you need is to use the _______ approach.
10.
After the insurance company reimbursed you for the loss related to
property you insured, it made a request from the negligent party to
recover its payment. It has the right to do this under the policy
because of the right of
11. To obtain insurance for any property, whether a home, an automobile, or other property, you must have a(n)
12. In the United States, the right to continue a health insurance policy is provided by an act known as
13.
Government-sponsored programs can complement private health insurance
programs. If you’re injured on the job, you would be eligible for which
government mandated program?
14. A liability suit could result when
15. Collision protection pays for damage to
16. Auto insurance is needed primarily because of
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