ETHICS ISSUES: Should U.S. employers be permitted to penalize employees for smoking behavior and
obesity conditions that increase employers’ health care costs? What ethical considerations should underlie lifestyle
policies, such as the use of dynamic pricing in health benefit and life insurance plans that charge smokers and
obese employees higher premiums? What types of medical interventions are ethically permissible for preventable
behaviors and conditions that are triggered by voluntary lifestyle choices that are made on a day-to-day basis?
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